Matematica financeira

EXERCÍCIO 1
A)
Semestres

B)

Saldo Devedor

PMT

$25,507.98

18176

$43,683.98

2
3
4
5

$106,086.33
$74,453.75
$39,227.71
$0.00

$28,405.69
$31,632.58
$35,226.04
$39,227.71

15278.29314
12051.40679
8457.946144
4456.268369

$43,683.98
$43,683.98
$43,683.98
$43,683.98

Semestres

Saldo Devedor

Amort.
160000
128000
96000
64000
32000
0

Semestres

Saldo Devedor
0
1
2
3
4
5

JUROS
0
1
2
3
4
5
6
7

SEMESTRE

Amort.

8323.99
$6,363.78
$4,325.15
$2,204.98

7400
7400
7400
7400
5657.373664
3845.042275
1960.21763

$43,565.66
$45,308.28
$47,120.62
$49,005.44

18176
14540.8
10905.6
7270.4
3635.2

50176
46540.8
42905.6
39270.4
35635.2
PMT

18176
14909.54657
11478.50339
7864.173072
4045.734185

PMT

$49,005.44
$50,965.65
$53,004.28
$55,124.45
AMORT.

PMT

Juros

28753.99
30202.84
31816.28805
33613.01837
35613.85726

AMORT.

JUROS
0
1
2
3
4
5
6
7

Juros
32000
32000
32000
32000
32000

160000
131246.01
101043.16
69226.88
35613.86
0.00

EXEXCÍCIO 2
A)
SEMESTRE

B)

Juros

160000
$134,492.02

0
1
2
3
4
5
C)

Amort.

0
1

46929.99
45112.39
43294.791
41477.191
39659.591

SD
185000.00
192400.00
200096.00
208099.84
$159,094.40
$108,128.75
$55,124.47
$0.02

$57,329.43
$57,329.43
$57,329.43
$57,329.43
PMT

4%

SD
7400
7400
7400
$50,965.66
$50,965.66
$50,965.66
$50,965.66

1.04
185000
185000
185000
185000
$141,434.34
$96,126.06
$49,005.44
$0.00

EXERCÍCIO 3
A) ANO

JUROS
0
1
2
3
4

B)

ANO

AMORT.

2500
$1,897.96
$1,280.86
$648.34
JUROS

0
1
2
3
4
5
6
7
ANO
0
1
2
3
4

$24,081.79
$24,683.83
$25,300.93
$25,933.45
AMORT.

102500
$2,562.50
$2,626.56
$2,692.23
$2,043.89
$1,379.35
$698.19

SD

2.50%
100000
$75,918.21
$51,234.38
$25,933.45
$0.00

$26,581.79
$26,581.79
$26,581.79
$26,581.79
PMT

$25,933.45